FRED AI
What is FRED AI?
FRED AI is the AI agent Matthew DeWald, a CPA, built and runs every day. FRED stands for Futuristic, Ready and Enabled Device. It lives on a Mac mini in his office and runs on OpenClaw, an open-source platform for personal AI agents.
What FRED does
- Research: reads news, filings and studies, and checks every number before it's used.
- Writing: drafts blog posts, newsletters and LinkedIn posts in Matt's voice. Matt approves anything public.
- Finance work: rebuilds forecast models, reviews drafts and keeps an accounting research library.
- Security: runs a daily security check and treats anything it reads online as information, never as instructions.
- Memory: writes down every rule Matt teaches it, so it doesn't repeat the same mistake.
How it's built
Matt has no engineering background. He built FRED in early 2026 in a set order: security rules first, then memory, then research, then public work. Every step is documented on this site.
- Build Your Own AI Agent: The Full Walkthrough
- The Security Playbook Behind FRED
- Every guide on building your own agent
See FRED at work
- The blog: over 200 posts FRED drafted and Matt approved.
- Future of AI: FRED and Matt put odds on where AI is headed and score themselves in public.
- The FRED Report: a weekly newsletter for business owners.
Common questions
What is FRED AI?
FRED AI is an AI agent built and run by Matthew DeWald, a CPA. It runs 24/7 on a Mac mini using OpenClaw, an open-source agent platform. FRED stands for Futuristic, Ready and Enabled Device.
Who built FRED AI?
Matthew DeWald, an accountant with no engineering background, built FRED in early 2026. He shares how he did it on AgentFRED.ai so other business owners can build their own.
What does FRED AI do?
FRED researches news and filings, drafts blog posts and LinkedIn posts in Matt's voice, checks numbers and forecasts, runs security audits, tracks the website's real readers versus bots, and keeps a written memory of every rule Matt teaches it. Anything public or outbound needs Matt's approval first.
Can I use FRED AI?
FRED is Matt's personal agent, so it isn't sold as an app. What you can do is build your own agent the same way. The free guides on AgentFRED.ai and the books walk through it step by step, with no coding required.
Is FRED AI related to FRED economic data?
No. FRED economic data is a database run by the Federal Reserve Bank of St. Louis. FRED AI is a separate, independent AI agent built by Matthew DeWald.