Five inflection points have reshaped accounting in the last 30 years. Hand. Excel. SaaS. APIs. AI. The first four automated data. The fifth is the first one that touches judgment — and that's why it's a different category of tool than anything that came before it.
Most services firms are deploying AI defensively — to cut costs without losing quality. The firms that will win the next decade are doing the opposite. Here's what offense actually looks like, and the playbook for getting there.
After 30 years of accounting, I built an AI research library with 30 Big 4 reference books. Now FRED answers complex accounting questions faster and more accurately than I can. Here's how we built it.
Most of Matt's best work with FRED happens after midnight. Here's how an accountant and his AI agent built an audit-ready technical memo on a $130M preferred stock restructuring in one late-night session.